Travelling in a recreational vehicle (RV) or motorhome can be really enjoyable compared to other forms of travelling. RVs are very popular and there are different kinds you can choose from. One of the things you should consider after you get your RV is a warranty. First, it is important to know the difference between an insurance policy and warranty because they are two different things but easy to confuse.
An auto insurance policy covers damages that result from accidents and can also go to cover thefts and such issues whereas a warranty covers mechanical failures that should not have taken place. This means that in an insurance policy there needs to be a particular event leading to the damage or loss, but with a warranty there is usually no obvious cause for the issue that has occurred. There are so many RV warranty offers today, but you need to ensure that you know everything that matters before you choose your warranty.
Warranty coverage – What does the warranty cover? Is it an exclusionary contract or a listed component contract? An exclusionary warranty generally covers all mechanical aspects of the recreational vehicles whereas a listed component warranty only covers mechanical parts that are listed. Any part not included in the warranty is not covered. Find out the exact mechanical parts and issues your warranty covers beforehand, just to be sure that it is worth it.
Convenience and flexibility – This is very important because you never know when you will be faced with a breakdown. Find out whether your warranty is good enough to allow you to access the repairs needed from your preferred garage or repair facility. You also want to know that you can have the repairs done from any given place depending on the location where you face the problem. Whereas some warranties will give you the flexibility and convenience of getting the help you need where you are, some come with specific networks and repair facilities you must use every time you have a breakdown.
Deductibles – Some warranties come with deductibles and other have absolutely no deductibles apart from the initial purchase price of the warranty. If there are deductibles, find out whether they are handled per repair visit or per item. In case your warranty does not come with any deductibles, consider how reasonable the purchase price is. Those without deductibles tend to be more popular, but it still helps to weigh your options before you make a final decision.
Requirements – Definitely most warranties come with terms before you purchase the warranty. Some companies will demand that the RV goes through thorough inspections beforehand to identify any pre-existing issues and usually such issues are not covered. Others will demand that you take the RV for servicing for specific mechanical parts or a full service for that matter before the warranty coverage can take effect. Know what is expected from you before getting your warranty, and ensure that it is really worth what you are getting in return.